Many investors hold gold coins (Gold Eagles, Krugerrands) or bars as a hedge against inflation. It is a “doomsday” asset. But it can also be a “today” asset.

Bullion is the easiest asset to lend against because its value is objective. There is no subjectivity regarding “condition” or “style”—weight is weight.

The Highest LTV Loans

Because gold bullion is instantly liquid, Palm Beach Loan offers our highest Loan-to-Value ratios on these items (often exceeding 70-80% of spot price).

• Instant Process: We weigh it, test it, and fund it. The entire process can take less than 15 minutes.
• Numismatics: We also lend against rare, graded coins (PCGS/NGC). For these, we factor in the numismatic premium, not just the melt value.

Why Loan Instead of Sell?

If you sell your gold stack now, you lose your hedge. If inflation spikes next year, buying back in will cost you more (premiums + spot increase). A loan allows you to keep your inflation hedge while accessing the cash you need for immediate opportunities.

Your gold can do more than sit in a safe. Unlock its value today.

Ready to leverage your assets for immediate growth? Explore our complete guide to Gold & Precious Metal Loans to discover how you can secure flexible capital without selling your portfolio.