In the world of luxury fashion, few items hold their value like Hermes handbags. The Birkin and the Kelly are not just accessories; they are legitimate investment asset classes that have historically outperformed the S&P 500.
At Palm Beach Loan, we treat your handbag collection with the same financial respect as a portfolio of stocks or bonds.
What We Accept
We specialize in lending against:
- Hermes Birkin: Sizes 25, 30, and 35. Exotic skins (Crocodile, Alligator, Ostrich) command the highest premiums.
- Hermes Kelly: Both Sellier and Retourne styles.
- Chanel Classic Flaps: (Select models in pristine condition).
Valuation Factors
To get the highest loan offer for your handbag, condition is paramount.
- Full Set: Having the original orange box, dust bag, clochette, lock, keys, and especially the original receipt increases the loan value significantly.
- Hardware: Scratches on the hardware can diminish value. Protective plastic is a plus.
- Stamp: The production year stamp helps us determine the age and rarity of the specific colorway.
The “Closet” Line of Credit
Many of our clients view their collection as a “closet line of credit.” They can access $10,000, $20,000, or even $50,000 instantly by simply bringing in a few bags from their collection. It is the ultimate in fashionable liquidity.
Turn your closet into capital. Bring your Hermes bag to Palm Beach Loan for a confidential valuation.
Ready to turn your luxury assets into immediate capital? Learn everything you need to know about leveraging your collection in our comprehensive guide to Designer Handbag Loans.