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The Birkin Bank: Unlocking Value from Your Hermes Collection

In the world of luxury fashion, few items hold their value like Hermes handbags. The Birkin and the Kelly are not just accessories; they are legitimate investment asset classes that have historically outperformed the S&P 500.

At Palm Beach Loan, we treat your handbag collection with the same financial respect as a portfolio of stocks or bonds.

What We Accept

We specialize in lending against:

  • Hermes Birkin: Sizes 25, 30, and 35. Exotic skins (Crocodile, Alligator, Ostrich) command the highest premiums.
  • Hermes Kelly: Both Sellier and Retourne styles.
  • Chanel Classic Flaps: (Select models in pristine condition).

Valuation Factors

To get the highest loan offer for your handbag, condition is paramount.

  • Full Set: Having the original orange box, dust bag, clochette, lock, keys, and especially the original receipt increases the loan value significantly.
  • Hardware: Scratches on the hardware can diminish value. Protective plastic is a plus.
  • Stamp: The production year stamp helps us determine the age and rarity of the specific colorway.

The “Closet” Line of Credit

Many of our clients view their collection as a “closet line of credit.” They can access $10,000, $20,000, or even $50,000 instantly by simply bringing in a few bags from their collection. It is the ultimate in fashionable liquidity.

Turn your closet into capital. Bring your Hermes bag to Palm Beach Loan for a confidential valuation.

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