On February 19, 2026, the Venetian Ballroom at The Breakers will host the 71st Annual Palm Beach Heart Ball. As the oldest American Heart Association gala in the country, this black-tie event defines the height of the Palm Beach social season.
Key Takeaways
- Palm Beach Loan provides private, asset-backed lending against luxury items including watches, jewelry, fine art, and exotic vehicles.
- All loans are based entirely on collateral value — no credit check, no income verification, and no impact on credit score.
- Same-day funding is available for most qualified assets once the item is appraised and documentation is complete.
- Client confidentiality is a core service commitment — Palm Beach Loan does not share client information or publicize loan transactions.
Gala Season Strategy
Attendance is mandatory for the island’s philanthropic elite. It is an evening of high jewelry and higher stakes charitable giving. Clients often turn to Palm Beach Loan Company to leverage luxury assets for philanthropic liquidity without disrupting their long-term investment portfolios.
Read about other major galas in our February 2026 Overview.
Event Link: American Heart Association
Frequently Asked Questions
Do you lend against contemporary and modern art?
Yes. We lend against authenticated art from established galleries and auction houses. Provenance and appraisal are required.
What documentation do you need for an art loan?
Provide purchase receipts, certificates of authenticity, professional appraisals, and high-resolution photographs. This helps us ensure proper valuation.
Is the loan process confidential?
Absolutely. We prioritize client privacy and discretion. All valuations and loan terms are handled confidentially.
What are your lending terms?
Terms vary based on asset type and value. We offer flexible repayment schedules and competitive rates for qualified borrowers.
Can I pay off my loan early without penalty?
Yes. Early repayment is always welcome with no prepayment penalties. Just contact us to arrange final payment.