Our office will be closed on Friday, January 9, for a corporate event.

Secure Instant Loans with Your Luxury Timepiece

Get a loan with your luxury Patek Philippe watch

Unlock the equity of your luxury watch and get up to $5,000,000+ in 1-2 days

How it works

A simple process to borrow against the value of your luxury assets

The Process. Palm Beach Loan Company provides loans using luxury assets, such as your Patek Philippe watch, as collateral to clients in the Palm Beach area.

Rest assured that our Client Engagement specialists – gemologists trained at the Gemological Institute of America – will provide fair and competitive evaluations. Once the collateral loan amount has been agreed upon, a pledge agreement will be prepared for you to approve and sign. The terms of the pledge agreement are regulated by both state and federal laws.

1.

Apply

Online. Over the phone. In person.

2.

Ship

We pay for insured shipping or you can bring your asset in person.

3.

Get funded

Get our loan offer, sign our contract and receive the funds via wire.

Close-up of a Patek Philippe watch with a black dial, silver numerals, and a silver metal bracelet.

Our Clients

WHAT OUR CLIENTS SAY

"Great service, low interest rates. They make it incredibly easy with insured, overnight shipping labels, auto-drafts, the ability to use Zelle, and great customer service. Your valuables are safe with them! Highly recommended."
Laurie W.
"It is always a pleasure dealing with *** and her team. *** is incredibly responsive, funding cannot be quicker and redemption is seamless. Borro has become my go-to for non-traditional financing needs. I look forward to continuing to do business with *** and her colleagues at Borro. I also appreciate their discretion."
Stephen P.
"It was a pleasure to work with Borro's teams. Everything was done very fast and professionally, perfect communication between all involved parties. We appreciate all your work and thank you. We would recommend them to anyone."
Alex S.

Popular
Patek Philippe
Models

The Calatrava collection epitomizes the classical round wristwatch. Introduced in 1932, its timeless and understated design features clean lines and elegant simplicity, making it a favorite among watch enthusiasts. Each model in the Calatrava collection is a testament to Patek Philippe’s dedication to traditional watchmaking artistry and craftsmanship.

The Nautilus collection is renowned for its distinctive porthole-shaped case, introduced in 1976. Combining sportiness with elegance, the Nautilus watches are characterized by their rounded octagonal bezels, horizontal embossed dials, and robust construction. This collection appeals to those seeking a luxury sports watch that is both stylish and durable.

Launched in 1997, the Aquanaut collection represents a modern, youthful twist on Patek Philippe’s classic designs. Known for its rounded octagonal case and tropical composite strap, the Aquanaut blends contemporary aesthetics with innovative technology. It’s a perfect choice for those looking for a luxury sports watch with a fresh and casual look.

The Complications collection showcases Patek Philippe’s expertise in creating watches with complex mechanisms. This collection includes models with features such as annual calendars, dual time zones, world time displays, and moon phase indicators. Each piece demonstrates the brand’s commitment to innovation and technical prowess.

The Grand Complications collection is where Patek Philippe truly excels in horological artistry. These watches feature some of the most intricate and sophisticated mechanisms, including minute repeaters, tourbillons, perpetual calendars, and split-seconds chronographs. This collection is a testament to Patek Philippe’s mastery in creating technically advanced timepieces.

The Gondolo collection is inspired by the Art Deco era, featuring rectangular and tonneau-shaped cases. These timepieces combine strong geometric lines with a touch of elegance, reflecting a contemporary interpretation of a classic style. The Gondolo collection is perfect for those who appreciate distinctive shapes and timeless designs.

The Golden Ellipse collection, introduced in 1968, is known for its unique elliptical case design based on the golden ratio. These watches combine a harmonious balance of proportions with a minimalist aesthetic, resulting in a timeless and elegant look. The collection is a favorite among those who seek a blend of classic and modern design elements.

The Twenty~4 Collection is more than just a series of watches, it is a celebration of the modern woman’s lifestyle.  Whether you are heading to a business meeting, enjoying a casual day out, or attending an evening gala, a Twenty~4 watch complements your outfit and enhances your style with its understated elegance and exceptional craftsmanship.

The Ellipse d’Or collection is distinguished by its harmonious proportions and elliptical case shape, a perfect embodiment of the golden section. These watches combine simplicity with sophistication, offering a distinctive look that is both elegant and timeless. The collection is a tribute to Patek Philippe’s ability to blend art with horology.

THE PREMIER COLLATERAL LENDER IN PALM BEACH

Palm Beach Loan Company provides loans using luxury assets as collateral to clients in Palm Beach area

We are a powerful alternative to hasty asset sales and traditional channels of financing that are often either too slow, invasive, burdensome, or in some cases, unavailable, unlocking the equity in a wide range of luxury assets, such as an Aston Martin, that are high in value but low in liquidity.

Palm Beach Loan is part of Luxury Asset Capital, the nation’s largest privately-held provider of non-bank loans that use borrowers’ luxury assets as collateral.

Local

Private offices in the heart of Palm Beach where tens of thousands of clients have trusted us as their reliable funding provider.

Local

Private offices in the heart of Palm Beach where tens of thousands of clients have trusted us as their reliable funding provider.

Expert

Highly trained gemologists specialize in luxury assets, like precious stones, fine jewelry, and high-end timepieces.

Expert

Highly trained gemologists specialize in luxury assets, like precious stones, fine jewelry, and high-end timepieces.

Fast

Receive cash or a wire for your assets in minutes with no time-consuming paperwork or burdensome procedures.

Fast

Receive cash or a wire for your assets in minutes with no time-consuming paperwork or burdensome procedures.

Private

It’s just between us — no information goes to any credit bureau or agency; the loan is secured by the asset.

Private

It’s just between us — no information goes to any credit bureau or agency; the loan is secured by the asset.

We Are Here For You

Call, Email or Visit us in Palm Beach

Hours

Monday – Thursday:
9 AM – 5 PM
Friday:
9 AM – 3 PM
Saturday & Sunday:
By Appointments Only​

Address

555 N Congress Ave, Suite 301
Boynton Beach, FL 33426