The secondary watch market has seen volatility in recent years, but “blue-chip” timepieces remain a premier store of value. At Palm Beach Loan, we see daily fluctuations in market demand, which directly influences the loan offers we can extend.
If you are considering a collateral loan against your timepiece, knowing which models command the strongest value is essential.
1. Rolex: The King of Liquidity
Rolex remains the most liquid watch brand in the world.
- Top Performers: The Rolex Daytona (especially in steel or platinum) and the GMT-Master II “Pepsi” continue to trade well above retail.
- Loan Insight: Because Rolexes are so liquid, we can often offer the highest Loan-to-Value (LTV) ratios for these models. They are “good as cash.”
2. Patek Philippe: The Investment Grade
Patek Philippe represents the pinnacle of horology and value retention.
- Top Performers: The Nautilus (5711, 5712) and Aquanaut lines are the gold standard. However, Grand Complications also hold significant loan value due to their rarity.
- Loan Insight: Provenance is key. Box and papers significantly impact the valuation of a Patek more than any other brand.
3. Audemars Piguet: The Royal Oak Factor
AP is defined largely by the Royal Oak.
- Top Performers: The Royal Oak Jumbo (15202) and Offshore models.
- Loan Insight: Condition is critical. The sharp, geometric lines of the Royal Oak show wear easily. A pristine, unpolished example will secure a much higher loan than a polished one.
Conclusion
Your watch collection is not just a passion; it is a financial asset. Whether you have a vintage Submariner or a modern Nautilus, Palm Beach Loan provides the expertise to value it correctly.
Get a market-leading offer on your timepiece. Visit us in West Palm Beach for a free appraisal.
